Student Energy Guide 2026

Compare Energy Deals for Students (UK 2026 Guide)

Last updated: January 2026
Regulator: Ofgem
Audience: UK students, shared households, first-time renters

Learn how to save on energy bills in shared houses, student flats, and rental accommodation. Discover student-specific energy deals and avoid common overpayment traps.

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Can Students Compare and Switch Energy Deals?

Understanding student energy rights and opportunities

Yes — Students Can Compare & Switch

Students can save hundreds of pounds per year in shared houses and flats by comparing and switching energy deals.

Despite common myths, being a student does not restrict you from:

Comparing energy prices
Switching suppliers
Choosing fixed/variable tariffs
Getting cheaper deals

The Key Insight

The key is understanding how student housing energy works. Student properties often have different energy needs than family homes — lower usage, different meter types, and shorter tenancy periods. Understanding these differences helps you find tariffs that actually work for student living.

Why Students Often Overpay for Energy

The common traps that cost students money

Students frequently overpay for energy due to these common misconceptions and situations:

Default Deemed Tariffs

Staying on expensive deemed (default) tariffs that come with the property, which are rarely competitive.

Landlord Assumptions

Assuming energy is "fixed" by the landlord and can't be changed by tenants.

Joint Tenancy Myths

Not realising joint tenants have the right to switch energy suppliers together.

Wrong Tariff Types

Choosing tariffs designed for family homes rather than low-usage student flats.

Academic Year Gaps

Not adjusting for vacant periods during holidays when usage drops significantly.

Bill Splitting Issues

Inefficient bill splitting leading to disputes and overpayment by some housemates.

Supplier Reliance on Inaction

Energy suppliers rely on this student inaction — comparison breaks the cycle. Suppliers know students often don't switch, so they keep them on expensive default tariffs. This "student loyalty penalty" can cost shared houses £300-£600 annually. The simple act of comparing energy deals breaks this expensive pattern.

Are Students Allowed to Switch Energy Supplier?

Legal rights and practical restrictions for student tenants

You CAN Switch If...

  • You are named on the tenancy agreement as a tenant
  • You pay the energy bills directly to the supplier (not via landlord)
  • The property has its own meter (not communal supply)
  • You have agreement from housemates (if joint tenancy)

You CANNOT Switch If...

  • Energy bills are included in rent as all-inclusive package
  • The landlord controls a communal supply for multiple flats
  • You're in university halls with centrally managed energy
  • You're a sub-tenant without direct billing responsibility

UtilityKing clearly flags when switching is possible — no guesswork. Our comparison tool automatically identifies whether your situation allows supplier switching. If you're in all-inclusive accommodation or halls, we'll tell you upfront, saving you time. If you can switch, we'll show you the best student-friendly deals.

Student Property Energy Types

Different energy setups in student accommodation

Shared Houses

Typical: 3-5 students, gas & electricity, individual meter

Energy Tips:

  • Choose tariffs with no exit fees
  • Agree bill splitting upfront
  • Compare for low usage patterns

Electric-Only Flats

Typical: Studio/1-bed, storage heaters, Economy 7 often

Energy Tips:

  • Focus on standing charges
  • Get correct Economy 7 tariff
  • Compare electric-only deals

Prepayment Properties

Typical: Older rentals, key/card meters, higher default rates

Energy Tips:

  • Compare prepayment tariffs
  • Consider switching to credit
  • Track top-up spending

Best Student Energy Deal Features

Low standing charges
Competitive unit rates
No exit fees
Short/flexible contracts

These features protect students who may move after exams or graduate mid-year. Flexible contracts and no exit fees are essential for the uncertain academic calendar.

How Much Can Students Save on Energy?

Typical savings from switching in student accommodation

Student Property Typical Annual Saving Key Considerations
1-bed student flat £150 – £300 Standing charges critical. Low-usage optimisation essential.
Shared house (3–4 students) £300 – £600 Higher usage amplifies savings. Clear bill-splitting needed.
Electric-only flat £200 – £400 Correct tariff type vital. Economy 7 vs standard important.
Prepayment property £100 – £300 Default rates often highest. Comparison reduces penalty.
2-bed student flat £200 – £350 Balance of usage and standing charges. Holiday gaps matter.

Savings depend on several key factors:

Usage Patterns

Student usage often peaks in evenings and drops during holidays and exam periods.

Academic Calendar

Summer and Christmas vacancies reduce annual usage, affecting tariff suitability.

Housemate Count

More students = higher usage but also higher savings potential from switching.

Common Energy Mistakes Students Make

Avoid these costly errors in student accommodation

Assuming bills can't be changed

Many students think energy is fixed by landlords, missing switching opportunities.

Staying on deemed tariffs all year

Remaining on expensive default rates that come with the property.

Choosing long contracts with exit fees

Locking into 24-month deals when academic year is only 9-10 months.

Ignoring standing charges

Focusing only on unit rates, missing that standing charges dominate low-usage bills.

Not agreeing bill responsibility upfront

Causing disputes when one housemate is named bill-payer without clear agreement.

Missing Economy 7 requirements

Choosing standard tariffs for Economy 7 properties, increasing costs 30-50%.

Bill Responsibility Best Practice

One named bill-payer on the account
Clear agreement on bill splitting method
Digital billing access for transparency

Switching supplier does not change legal responsibilities — just pricing. The named bill-payer remains responsible, but everyone benefits from lower costs through proper comparison and switching.

Why UtilityKing Is Ideal for Students

Low-Usage & Shared Homes

Optimised for student usage patterns and shared accommodation needs.

No-Exit-Fee Highlights

Flags flexible deals without penalties for mid-academic-year moves.

Meter Type Support

Flags Economy 7 and prepay risks specific to student properties.

Postcode Accuracy

Uses precise regional pricing for accurate student area comparisons.

Anonymous Comparison

Allows anonymous comparison without sharing details. Students can compare energy prices, view tariffs, and estimate bills without entering email or phone number. Contact details are only required if requesting a tailored quote or deciding to switch. No spam, no pressure — ideal for student users.

Students Should Always Compare Energy Deals

Students are not excluded from switching energy — they're just often uninformed. Comparing energy deals reduces shared household costs, prevents disputes, makes budgeting easier, and delivers real savings.

Cost Reduction

Saves £150-£600 annually for shared houses and student flats through proper comparison.

Dispute Prevention

Clear tariffs and fair bill splitting prevent housemate conflicts over energy costs.

Budget Certainty

Fixed student-friendly tariffs provide predictable monthly costs for easier budgeting.